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RealFix Finance
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RealFix Finance
Receive a complimentary initial consultation and discover your financial potential. Response guaranteed within 48 hours.
Build a 'credit bridge', optimize your data, and return to the banking system - even after negative BDI or insolvency.
Banks: "No"
Bad BDI, past issues
Bridge Loan
Non-bank credit, on-time payments
Banks: "Yes"
Clean BDI, proven track record
The key insight: You don't need to wait years for BDI to naturally improve. By taking a property-backed loan from a non-bank lender and making consistent payments, you actively rebuild your credit history. After 12-24 months, you can refinance with banks at lower rates.
Full analysis of your BDI report, outstanding debts, and current financial situation. We identify what's fixable quickly vs. what needs time.
If you have property, we consolidate all debts into one manageable payment via equity release. This immediately stops collection actions and reduces monthly burden.
Dispute errors, negotiate "pay for delete" with creditors, and ensure all positive data is reporting. Small fixes can make big differences.
12-24 months of on-time payments on the bridge loan creates a positive payment history. BDI score improves month by month.
With improved BDI, we approach banks for refinancing at lower rates. The "bridge" has served its purpose - you're back in the system.
Free consultation - we'll map your path back to banking access
Credit Rehabilitation
A credit bridge is a strategic financial structure that allows you to access credit through non-bank channels while simultaneously rebuilding your credit profile. Over time (typically 12-24 months), successful payments on the bridge loan improve your BDI, allowing you to refinance with traditional banks at better rates.
The information and simulations presented on this website are for illustrative purposes only and do not constitute a binding offer for credit or financial advice. Credit Approval: Subject to final underwriting, clean credit data (positive credit score), clean banking history, and meeting the threshold requirements of the financing institutions. Interest Rates: The interest rates displayed are estimates only, based on average market data, and may change at any time according to the client's individual risk profile and economic conditions (Bank of Israel interest rate changes / CPI). No Commitment: RealFix does not guarantee loan approval or the terms displayed in the calculator. E&OE.